2201 W Hillsboro Blvd
Deerfield Beach, FL 33442
About
OptimumBank was founded in November 2000 by a group of local Broward County businessmen, who decided to reverse the trend of out of state mega-banks and give the area a true community bank. In the spirit of a “true” community bank, the directors provided local investors, both big and small, a chance to own a piece of the new bank.
The bank focuses on traditional in-person banking with business and consumers residing in South Florida. Our customers found a bank that isn’t charging the exorbitant fees they were experiencing at the larger financial institutions, and a bank having unmatched expertise in real estate and commercial lending.
Local banks are becoming rarer in South Florida. It’s the belief of the investors, directors and employees that a combination of internet and traditional community bank is the “optimum” way to bank.
Reviews & Testimonials
Michael Poretsky
★★★★★
“
Great staff. Great service.”
Ernest Smith
★★★★★
“
Kim Willyard is a pleasure to deal with. She is knowledgeable, keen to serve and very reliable. We enjoy our relationship with Optimum Bank ! Ernest Smith Richmond F - Pres.”
Cohen Family
★★★★★
“
We were highly recommended to use Optimum Bank by our neighbor of many years, who said that the family uses Optimum Bank for many years. We arrived to deliver our deposit for safekeeping and earning. The total experience was/is professional, kind, informative and progressive. Our personal banker Kim Willyard brought comfort and a learning experience to the moment. We look forward to our next moment with Optimum Bank! The interest rate is excellent. We are respectfully, Cohen Family”
Mary Lou Dolan
★★★★★
“
Friendly service, quick & easy! Great CD rates too!”
robert sager
★★★★★
“
gloria and kim are the best. optimum bank is lucky to have them. give them a raise!!!!”
Mark Korsen
★★★★★
“
I am doing business with OPTIMUM BANK, because at the time I needed to put my money in CDs, you had the highest rates in the area. It was also an easy experience to work with people at the Deerfield branch.”
Gilbert Glotzer
★★★★★
“
Very easy bank to deal with. The personnel are knowledgeable and try to meet your needs. A pleasant banking experience”
carol
★★★★★
“
very satisfied with how nice the people are that you deal with.”
Srinivasan Sridharan
★★★★★
“
Banking in Optimum Bank is a pleasure. Very attentive Employees and quick turn around.”
Srinivasan Sridharan
★★★★★
“
Banking in Optimum Bank is a pleasure. Very attentive Employees and quick turn around.”
Anthony L Mancini
★★★★★
“
Very happy to do business with your bank”
Mitchell Levinson
★★★★★
“
Great bank to work with. Wonderful staff who make banking easy.”
Kenneth C. Bronchick
★★★★★
“
OptimumBank provides excellent service in addition to excellent rates and programs.”
Ivy
★★★★★
“
Gloria Gonzalez was so helpful and responded so quickly to my calls. She was very professional and kind as well. Thank you Gloria!!”
Robert Hau
★★★★★
“
Love the bank but need to get online access via plaid to integrate into our HOA system.”
carol
★★★★★
“
always very nice to deal with.”
Jerard Gliner
★★★★★
“
Gloria handled my transaction very professionally & without difficulty, great banking experience.”
Art O
★★★★★
“
Gloria and Kim in Deerfield Beach are always available to provide excellent service.”
Abe Kleiman
★★★★★
“
Kimberly Willyard is a pleasure to work with. Always helpful.”
Mark Gelvan
★★★★★
“
Great Customer Service …Kim & David”
Georgette Minsky
★★★★☆
“
great service, except when renewing, they don’t give any info! Bad idea!”
Ernest F Smith
★★★★☆
“
Best service in Town !”
carol
★★★★★
“
Wonderful working with people in Hillsboro office.”
Anthony J Greco
★★★★★
“
A few days ago I was in to see Orlando to handle my RMD on my IRA CD. He was knowledgeable and responsive to my needs. I will be back when its time to rollover.”
Carla Jeke
★★★★★
“
Friendly, knowledgeable staff that make every transaction efficient and easy! Orlando and Kimberly offer great customer service. Highly recommend to anyone!”
Ed Bertolas
★★★★☆
“
Kim is always patient & detailed & for me that’s key . good chocolate treats too !”
Ed Bertolas
★★★★☆
“
Kim is always patient & detailed & for me that’s key . good chocolate treats too !”
Linda L Hollen
★★★★★
“
Gloria at the Deerfield office is so wonderful and so patient. I have used up her time on several days for at least an hour each day. She has hellped me so much. I am bringing all my accounts to you because of her.”
Ronald Bauman
★★★★★
“
Good service and very knowledgeable”
Edward T. Dunn Jr.
★★★★★
“
A pleasure doing business with you!”
ELAINE & MICHAEL COLONNA
★★★★★
“
WE OPENED A 13-MONTH CD AT 5.25% ON APRIL 9, 2024 & WILL MATURE MAY 9, 2025. WE DID BUSINESS WITH ALICIA HAYES, WHO WAS FRIENDLY, COURTEOUS & ACCOMMODATING TO US!”
Julie
★★★★★
“
The ladies were awesome”
Mark Korsen
★★★★☆
“
I opened a CD a few months ago @5.60 and would like to open another, but your current interest rate is lower than other banks in my area, so I will go elsewhere.”
Frances Weeks
★★★★★
“
KIM, mu usual bsnker. Is always helpful and professional. Recently, I was transferred to Anthony B. re a fraudulent transaction entry, on which he followed up to update on new card status. Excellent customer service from both - good job!”
Warren Stricoff
★★★★★
“
Great location and good CD rates.”
BRYAN HAMMOCK
★★★★★
“
The Deerfield Bch location has the best Customer service and they care!!!!”
BRYAN HAMMOCK
★★★★★
“
The Deerfield Bch location has the best Customer service and they care!!!!”
Ernest F Smith
★★★★☆
“
A pleasure dealing with our Optimum Branch, on Hillsboro Blvd.”
David K Tager
★★★★★
“
I should have left t d bank years ago and switch to optimum”
Frank
★★★★★
“
The girls in both location go over and above to make you happy and get you in and out.”
Google Reviews
Mark Applebaum
17:19 23 Sep 24
The whole team at Optimum is absolutely amazing. Thank you Kim and the rest of the team
