2929 E Commercial Blvd
Fort Lauderdale, FL 33308
About
OptimumBank was founded in November 2000 by a group of local Broward County businessmen, who decided to reverse the trend of out of state mega-banks and give the area a true community bank. In the spirit of a “true” community bank, the directors provided local investors, both big and small, a chance to own a piece of the new bank.
The bank focuses on traditional in-person banking with business and consumers residing in South Florida. Our customers found a bank that isn’t charging the exorbitant fees they were experiencing at the larger financial institutions, and a bank having unmatched expertise in real estate and commercial lending.
Local banks are becoming rarer in South Florida. It’s the belief of the investors, directors and employees that a combination of internet and traditional community bank is the “optimum” way to bank.
Reviews & Testimonials
Alfredo Brenner
★★★★★
“
Very helpful and efficient”
Charlie Wang
★★★★★
“
I recently opened a new business account with Optimum Bank, I am very grateful for the service. Thank you All !!!”
Gabe Sayegh
★★★★★
“
We value our relationship with Optimum Bank after years of smooth transactions and flawless customer service.”
Lilly Mathew
★★★★★
“
One of the excellant bank with very good custmer service”
Jonas Söderholm
★★★★★
“
We are very pleased with Optimum Bank! The service has been excellent from the very beginning — professional, efficient, and always friendly. The team has been extremely helpful in guiding us through the process, and their support has made everything smooth and easy. Highly recommended!”
Jack
★★★★★
“
This bank is amazing What a personal touch”
Tony K
★★★★☆
“
I recently opened a new business account with Optimum Bank, and the experience has been outstanding. The process was seamless, the staff was incredibly knowledgeable and supportive, and I feel confident that my business banking needs are in great hands. Highly recommend!”
Ari Kaplan
★★★★★
“
Banking with a personal touch. Wonderful Bank.”
Aaron Cohen
★★★★★
“
great service”
Oscar Meneses
★★★★★
“
Optimum is a small bank and that is a good thing. I am very happy with the level of service, everything is more personalized.”
RONEN ARIEL KHAYAT
★★★★☆
“
The service was very good, the option for free calls (WhatsApp, for example) for overseas customers is missing.”
Neal Yaros
★★★★★
“
Bank personnel, particularly Latina Sutton, we extremely helpful in setting up multiple accounts for our HOA.”
Jonathan Tach
★★★★★
“
Excellent service”
Andy Holtermann
★★★★★
“
I’ve never been more impressed by a financial service provider. Everyone (obviously) enjoys their job and provides prompt, courteous service and feedback at every step of the commercial business financing process. Thank you Optimum”
Matan Moshe Davies
★★★★★
“
Friendly and pleasant service. Nice and easy system to use”
Fabio Florencio Muniz
★★★★★
“
All good!”
Marlene Micallef
★★★★★
“
Wonderful experience! All staff helpful friendly and knowledgeable”
David Novoseller
★★★★★
“
From the top beginning with Moshe Gubin to the people that I interact with on a regular basis, Giovanni, Latina and the entire team at Optimum Bank, they are all amazing. They do what they say they will do. Their service is unprecedented. I highly recommend using Optimum Bank”
Joshua Hayes
★★★★★
“
Received friendly and efficient support and the people at optimum are always at the ready for any problems we encounter. As a small business this is a must and optimum delivers every step of the way!”
Amit
★★★★★
“
Great service and highly responsive”
Janet
★★★★★
“
Great customer service. This is a no frill bank but very friendly knowledgeable staff”
stuart a goodwin
★★★★★
“
very efficient and friendly”
Anthony Giambruno
★★★★★
“
Henri of your front office staff was extremely helpful. He made dealing with your bank a pleasure.”
Nora Uzcategui
★★★★★
“
Great service”
Stephen Raabe
★★★★★
“
I bank at the Bayview Dr and Commercial Blvd location and the customer service there is fantastic. They are customer service friendly and helpful and efficient. They make banking pleasurable!”
Linda Eads
★★★★★
“
Personnel are easy to reach, discuss issues, and find resolution together--quickly!”
Euro Exchange
★★★★★
“
The best customer service”
Nancy B Bono
★★★★★
“
Our Branch workers are incredibly poatient and helpful. The product choices are currently great. Optimum is always looking for ways to help the customer with their financial choices.”
Debra
★★★★★
“
All associates are knowledgeable and friendly. Cd rates are higher than average.”
frank
★★★★★
“
Great bank great staff”
carl k.
★★★★★
“
Good rates and fast service--easy to park and friendly staff.”
Joseph Hayon
★★★★★
“
Chris rocks!!!”
Blaine Aston
★★★★★
“
Excellent service upon opening multiple cd’s. One thought, it would be beneficial to have an automated phone number to call for balance updates on my cd’s.I know I can call to get balances, but I am put on endless holds. Automated number would help much!”
Farley Weiss
★★★★★
“
Pleasure to deal with Optimum.”
arie grassiani
★★★★★
“
I enjoyed the fast and warm service for all the requests and actions I requested. Really not obvious....especially from my disappointment with other organizations and companies that I work with. Highly recommend being a customer of Optimum Bank. A . GraSSiani”
Marti Tennant
★★★★★
“
Latina Sutton was helpful in every way to open our new account”
Joseph Hayon
★★★★★
“
I recommend Optimum Bank to all my clients”
Mike Feig
★★★★★
“
Amazing customer service, nice staff and easy to work with”
carl k.
★★★★★
“
Outstanding personnel who go the extra limit to please and satisfy their customers. Always personable and professional with follow-up calls when needed. We drive 25 miles to get to this bank simply for their extra service and benefits. Thanks”
Linda J. Eads
★★★★★
“
Bank personnel were there when I needed them and did what they said they would do! Easy dong business with this organization.”
Gilad (Gili) Eshel
★★★★★
“
We received personal, professional, and patient service from the bank's staff. I recommend”
Gregory E Braun
★★★★★
“
You have not been able to give me online access.”
Brian Kane
★★★★★
“
It is like banking used to be!”
George E. Mueller
★★★★★
“
We have now been with your bank for three years and are very pleased with the service we have received. We especially are very fond of what we consider to be our private banker Giovanni. He is always helpful and my assistant thinks he is the best.”
Drexel Maycock
★★★★★
“
Service personified. Very friendly and informative staff.”
Luis Gasparini
★★★★★
“
The best service in all American bank professionals fast service good technology”
tonianne
★★★★★
“
Everyone is such a pleasure to work with!”
Tony Craig
★★★★★
“
The overall banking and customer service experience at OptimumBank is the absolute best! Whether you’re applying for a loan or just opening a checking account, you will receive the same level of service and care no matter the type of transaction.”
Drew
★★★★★
“
Great bank with excellent customer service”
Timothy Hart
★★★★★
“
Great and super helpful”
tom mounce
★★★★★
“
everyone was professional and happy to work with me. the service was excellent”
Audrey sackson
★★★★★
“
Girls are efficient, polite. Am looking forward toward renewing CD-if interest goes up”
Lee Dolman
★★★★★
“
Very helpful and great availability to assist with any inquiries and issues.”
Allen Licht
★★★★★
“
Great little bank! Awesome people! The best customer service and personalized attention!”
SFG
★★★★☆
“
Improving”
M. Cristina Hoffmann
★★★★★
“
Until now I have not complaints! Is a good Bank !”
Gili Eshel
★★★★★
“
The bank representatives were kind, patient and willing to help us with all the inquiries we made. highly recommend.”
Turbo Funding
★★★★★
“
Great customer service. When choosing a bank you deserve peace of mind knowing that your financial security is protected.”
Sahar Elbaz
★★★★★
“
Amazing Service! Everything you can ask for in a banking partner”
Google Reviews
Deon Nathan
17:16 10 Apr 26
The customer service at this branch is fantastic. They helped me resolve an issue and followed up with me to ensure that I was happy with the results.
PMT220 LLC
21:15 27 Jan 26
Optimum Bank has been professional, responsive, and easy to work with. Special thanks to Giovanni, who has been extremely helpful, knowledgeable, and responsive throughout the process. Overall, a smooth and reliable banking experience. Highly recommended.
Michael DeSousa
19:59 27 Jan 26
Great bank to work with. Provided financing for a large loan and they were able to quickly close a complex deal. Highly recommend them.
Scott Gross
15:19 25 Nov 25
I had an excellent experience working with OptimumBank. The bankers and customer service team were extremely helpful, listened to what I needed, and made the entire process simple and stress-free. A big thank-you to Rony Pierre, Sandra Rizo-Patron, and Giovanni Cumberbatch for going above and beyond.
Anita Hollis
10:26 17 Nov 25
Very professional and helpful. Chris sorted out any issues I had quickly and efficiently and kept me up to date with progress in opening my account. Would highly recommend.
Joseph Fooks
22:05 10 Nov 25
Lovely people to work with! Great care and attention to detail and customer service!
Arthur Cahoon
15:22 01 Oct 25
Seth, Cory and the entire team at Optimum are nothing short of OUTSTANDING !!!
Jonas - Livein Properties
09:35 25 Aug 25
We are very pleased with Optimum Bank! The service has been excellent from the very beginning — professional, efficient, and always friendly. The team has been extremely helpful in guiding us through the process, and their support has made everything smooth and easy. Highly recommended!
Oscar Meneses
16:15 11 Aug 25
Optimum is a small bank and that is a good thing. I am very happy with the level of service, everything is more personalized.
David Novoseller
18:06 26 Mar 25
From the top beginning with Moshe Gubin to the people that I interact with on a regular basis, Giovanni, Latina and the entire team at Optimum Bank, they are all amazing. They do what they say they will do. Their service is unprecedented. I highly recommend using Optimum Bank
Josh Hayes
12:10 11 Mar 25
As a small business we are fast moving and optimum bank is always at the ready with a cordial reception. It is imperative that everyone knows that optimum bank is the optimal choice for small businesses in Florida. HIGHLY RECOMMEND
Adriana M
11:47 03 Feb 25
We have been banking with Optimum for nearly two years. As a business, we are very pleased with the service provided. The team is always ready to assist. A big thank you to Paul, Bill, Latina, and Nicole for your prompt and consistent excellent service! From EEIB
Linda Eads
17:22 31 Jan 25
Personnel are easy to reach, discuss issues, and find resolution together--quickly!
tonianne diaz
14:49 21 Aug 24
Everyone here is such a pleasure to do business with! They treat all their customers like royalty! I highly recommend this bank!
Tony Craig
12:12 21 Aug 24
The overall banking and customer service experience at OptimumBank is the absolute best! Whether you’re applying for a loan or just opening a checking account, you will receive the same level of service and care no matter the type of transaction.
Allen Licht
16:55 08 Aug 24
Great little bank! Awesome people! The best customer service and personalized attention!
Sal .-
12:58 07 Aug 24
Great customer service. When choosing a bank you deserve peace of mind knowing that your financial security is protected.It’s a Great Bank.
1000 Networks Pompano Beach
12:50 06 Aug 21
Amazing staff! Always friendly and willing to help their customers.
